How to Deposit Money into Your Wise Account from Pakistan (Easy & Legal Ways)

📌 Why Pakistani users face problems with intelligent deposits

Before you dive into the solution, understand the problem:
❌ No direct PKR deposit - Intelligent Pakistani does not accept money.
❌ Limited payment methods - most Pakistani debit/credit cards do not work.
❌ Strict banking rules - Proper documentation is required to send USD abroad.
But there is good news here: There are still legal ways to finance your intelligent account!

✅ Method 1: Use a USD account in Pakistan (best and cheapest way)

How it works:
Since Wise accepts USD, GBP and EUR, the easiest way to send USD is from a Pakistani bank.
Step-by-step process:
1 Open a USD account - many banks (HBL, Meezan, UBL) offer currency accounts.
Convert 2 pcs to USD - Exchange Rupee in your bank (better prices than black market).
3 Get wise USD details - log in intelligent, go to the rest → USD → Account description.
4 Send a quick transfer - Use the bank's online portal or cord for cord for cord for cord.


⚠ Important comments:
✔ Fees separately - banks require 15-40 for quick transfer (ask in advance).
✔ Transfer takes 1-3 days hold it; International wires are not immediate.

💳 Method 2: Use a virtual dollar card (optional option)

If you do not have a USD account, try these virtual card services:


🔹 Nayapay - offers virtual USD card (fund through bank transfer).
🔹 Sadapay - International allows (check area).
🔹 Payoner - If you have Payoner USD, you can transfer wise.


How to use a virtual card:
Load USD on your virtual card.
Understand this as a payment method.
Set on funds immediately (act as a debit card).
⚠ Warning: Some banks block international transactions - check first with your vendor.

🌍 Method 3: Ask a friend/family abroad (no bank needs)

Is anyone in America, the UK or the EU? They can help!

How it works:

They send money directly to your intelligent account (USD/GBP/EUR).

You should pay them through bank transfer, Jazzcash or Easypaisa in PKR.

✅ Professionals:

There is no need for USD USD account.

✔ Faster than sharp (sometimes immediate).

❌ Opposition:

✔ You need reliable contact abroad.

🔍 FAQS - Quick Reply to General Questions

❓ Can I directly insert PKR in intelligent?

No, intelligent only accepts USD, GBP or EUR.

💸 What is the cheapest way to finance Pakistan?

Using USD account (bank transfer) is the most cost -effective.

How long does an intelligent deposit take from Pakistan?

Swift Transfer: 1-3 days

Virtual Card: Instant (if supported)

📢 Final tips for smooth transactions

✔ Compare exchange rates - some banks offer better USD rates.

✔ Check transfer limits - SBP rules can apply in large quantities.

Use VPN if necessary - sometimes intelligently work better with a foreign IP.

🚀 Does more help require?

If you have tried these methods and still face problems, leave a comment below - I will help you!

🔗 For more intelligent tips, go to my blog:Wise-Post